Upcoming Global FinTech Companies


Fils offers an infrastructure layer for payment companies looking to measure and mitigate their environmental impact through the purchase of carbon credits.


Loyyal uses blockchain technology to optimise loyalty programmes, helping customers to increase scale and improve member experiences at a lower cost. Loyyal partnered with B2B prepaid products marketplace Prepay Nation to expand its services and grant access to more than 10,000 products for clients.


Nymcard offers cloud-based payment issuing and processing services. The firm bought Spotii last year, a buy–now-pay-later fintech company operating in Saudi Arabia, the UAE and Bahrain.

Nymcard also collaborated with real-time payments processing company ACI Worldwide to enhance fraud management services in the region.

One Global

One Global offers a diverse platform of financial services including payment acceptance, procurement and a B2C e-commerce app.

Its flagship application OG Money operates transactions across 12 countries in the Middle East and Africa. Last year it partnered with Mastercard on “click to pay” for digital gift cards, gaming vouchers and bill payments. It plans to expand these services in more countries.


Formerly Channel VAS, offeris financial services such as airtime credit, microlending and data monetisation to mobile operators using AI technology.

With a presence in more than 30 countries, Optasia has launched microloans via African company MTN Mobile Money and expanded into Congo through a VodaCash partnership.


PayTabs is a payment solutions provider introduced PayTabs Issuance, a prepaid card for digital transactions.

To boost its digital payment offerings PayTabs has partnered with Tabby for interest-free split payments, Egypt’s FlapKap for digital payments processing and mnGm to provide “gold purchase solutions” via cards.


Sarwa Save- This is a high-yield cash account with zero local account transfer costs and no minimums or management fees.


Buy-now-pay-later platform Tabby manages very high volume of transactions. Its new app Tabby Shop covers a diverse catalogue of 500,000 products to shoppers.


The UAE-based open banking platform Tarabut provides a data and payments infrastructure that enables banks, fintechs and merchants to build advanced financial products and services.


Based in Cairo, Valu provides e-payment solutions across more than 6,000 points of sale and 1,500 websites and apps, covering sectors ranging from healthcare and education, to furniture and electronics.

A subsidiary of Egypt’s EFG Hermes.